“Everyone wants to go to heaven, but nobody wants to die”.
The underlying meaning of this quote is, we all want benefits, but we are not really prepared to pay the price.
Price doesn’t necessarily mean the monetary compensation. It basically means your part to be played to get the desired results. (If I have to say that in the words of The Geeta, we all want the “Phal” , but are we ready to do the “Karma”).
Most of us want to lose weight and have that toned body. But the price for the same is, get up early, exercise and have balanced diet. Are we ready for this price?
Most of us want our parents / spouses / kids to earn lot of money. But that would mean they would have lesser time to spend with us. Are we ready for this price?
Some of us want to score well in exams. But that would mean to give up some desires and spend some more time preparing. Are we ready for this price?
Some of us (those who run a business), want to have an efficient team who work so efficiently that there is very little left to do for the business owner. But that would require appropriate hiring, grooming and training of the team so that they become efficient. This would require the business owner to spend more time, money and energy on them. Are we ready for this price?
Most of us want to create wealth for retirement as well as to achieve other goals. But that would mean sacrificing some of the desires today, setting aside some amount regularly and investing it appropriately. If we lack the skills, we might be required to hire a professional who does this for us. Are we ready for this price?
Most of us want to upgrade our skills. But that would mean investing some time in reading, getting trained to upgrade our skills. It might not be too entertaining, but could benefit in long term. Are we ready for this price?
Most of us want to have good friends who are always there to help us. But that would mean we invest some time and energy in fostering good relationships and being there when our friends need us. Are we ready for this price?
In a nutshell, we can say that, most of us are looking for the benefits without being prepared to put in the efforts. Remember, almost every facility / pleasure / achievement comes at a price. If we are really willing to avail the benefit, lets be ready to pay the price.
We look forward to your valuable comments and feedback.
The Author Prof. Saurabh Bajaj (BE, MBA, FRM, CFGP) is CEO with Nidhi Investments, Mumbai. He may be contacted on CEO@nidhiinvestments.com if you have any questions.
(The views mentioned in the article are personal opinion of the author)
Prof. Saurabh Bajaj is an Author, Mentor, Motivational Speaker and Wealth Planner.
He has done his MBA from Narsee Monjee Institute of Management Studies (NMIMS) Mumbai, one of the top 10 management institutes in India. He holds the prestigious FRM (Financial Risk Manager) degree awarded by Global Association of Risk Professionals (GARP), USA. Till date, there are less than 15,000 professionals in the world, who have been honored with this degree. He has also been awarded CFGP (Chartered Financial Goal Planner) Certification by AAFM (American Academy of Financial Management).
After his MBA, he joined J P Morgan, the second largest Investment Bank in the world. He has worked with J P Morgan as Risk Analyst for more than two years.
Prof. Bajaj also holds an Advisory certification awarded by AMFI (Association of Mutual Funds of India). During his stint at Bombay Stock Exchange, he has handled Investment Management and Treasury operations of the BSE Corpus. He has set up an entrepreneurship venture in the field of Wealth Planning and Investment Consulting under the name “Nidhi Investments” and holds the profile of CEO.
Prof. Bajaj sits on the Expert Panel of CAClubindia.com and MBAClubindia.com as Investment Expert.
He is actively involved in investor education through his blog www.professorbajaj.com which has a readership from 78 Countries all over the world. His articles are also regularly published in caclubindia.com , mbaclubindia.com , totalca.com , charteredclub.com, bankbazaar.com and lawyersclubindia.com .
He has been awarded the title of “Best Article Writer” from caclubIndia.com in Jan 2012 and has been selected amongst “Top 5 Technical Writers” from all over India in Feb 2013.
He has been invited by various TV Channels like SPIN TV, CNBC TV18, UTV Bloomberg Etc for programs like "Expert Advice" , "What Markets Want ", "Budget Analysis" etc.
He has been invited by Several organisations like Lions Club, Rotary Club, Agrawal Welfare Foundation, Rajasthan Mandal, Agroha Vikas Trust, Union MF, UTI MF, Arthamitra Gurukulam, Vidyalankar Institute of Technology etc for expert lecture on "Smart Investing", "Life is A Celebration", "Financial Freedom", "The Digital IFA" etc.
He was ranked 8th Merit at All India level NMAT which got him selected for MBA programme at NMIMS, Mumbai. He did his MBA with Capital Markets as his specialisation.
Soft Skills has become an inevitable part of every selection process and teaching learning process these days. The students from small towns and tier II cities, in spite of being talented and well equipped with technical skills, are seen struggling in the selection process. This is because of their lack of exposure to these soft skills. Mr. Bajaj has a zeal for training candidates to develop these skills and has been imparting the same on since last two years. This zeal and passion inspired him to set up his own firm called “Knowledge Circle” which aims to train candidates for soft skills.
Till date, he has trained more than 5000 participants from over 220 organizations across various fields of soft skills.
He has been associated with MSBTE (Maharashtra State Board of Technical Education) to conduct Soft skills training workshop for the faculties of Polytechnic Colleges in Entire Maharashtra (Mumbai Region, Pune Region, Aurangabad Region and Nagpur Region) since last 8 years.
He has also been associated with ICAI (Institute of Chartered Accountants of India) for training CA Students on various topics related to Communications skills, Group Discussions etc.
He was invited by Fr. Agnel Polytechnic College, Vashi for a motivational workshop for faculties. He was also invited by Vivekanad Polytechnic College for "Communication Skills and Email Etiquette" training for non-teaching staff.
Apart from these, he has conducted “Capacity Building Soft Skills workshop for Faculties” at ITI Gunj, ITI Pusad, ITI Digras and ITI Umarkhed. This was the first ever soft skills workshop for faculties in the history of ITI’s in Vidarbha. He was also invited by Shivaji Education Society to conduct similar Soft skills workshops for the faculties and office staff of Shivaji Junior College Pusad, Shivaji High School Pusad, Shivaji Vidyalaya Belora and Shivaji Vidyalaya Bhojla.
He has conducted training workshop on “Effective Presentation Skills” for the relationship managers of HDFC Mutual Fund, Andheri Branch, Mumbai.
He has also been invited at College of Management and Computer Science, Yavatmal, College of Dairy Technology, Warud, B N College of Engineering, Pusad, B D College of Engineering, Wardha, College of Engineering and Technology, Akola, Dr.N.P.Hirani Institute of Polytechnic, Pusad etc. for the Guest lecture on “Developing Interview Skills”.
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12 thoughts on “Are we ready for the price??”
As someone said “Happy are those who dream dreams and are ready to pay the price to make them come true.”
Well Said Saurabh Bhai
Thanks Hasan. Yes , you are right. Only when we’re ready to pay the price , we can hope for the benefits.
Thanks for your visit and feedback. Looking forward to more in future.
Article is very nyc bhaiya, this will help us in setting our goals for future.
Looking forward to more visits and feedback in future.
Nice article Saurabh bhaiya…”Today’s investment is tomorrow’s returns”.
Thanks Deepa. Indeed, when you want to sit in shade of a tree, you have to sow a seed today.
Thanks again for your visit and feedback. Looking forward to more in future.
Very thought proviking!
Simple to understand
Result is bie product of the work done
For getting the better result we should pay the price
It may be efforts commitment dedication.
Thanks Sir 😊