Mr. Mehta : XYZ is a fantastic fund. It has given me 21% returns p.a. Mr. Khanna : What are you saying ? I have the same fund, but it has given me only 5% returns. Bank Recurring Deposit (RD) would have been better. Mehta : How long have you been invested in it ?Continue reading “Your Truth and My Truth !!”
Author Archives: professorbajaj
Demonetisation and You !!
Writing about the hottest topic could be a difficult job. Many things are already being “analysed” and discussed all around. Since this space is among the favourite platform of its readers for Personal Finance, I will try and keep away from talking about the politicisation of this move. As usual, we will stick to theContinue reading “Demonetisation and You !!”
Can Google Answer all your Questions ?
Recently Google Celebrated its 18th birthday and most of us realised that it existed long time before many of us started using it. In fact, most of us have replaced the word “search” with “Google”. Now-a-days, We don’t say, “I searched for it on net”. Instead we say “I googled it”. While I have aContinue reading “Can Google Answer all your Questions ?”
Let’s Learn to Co-exist!!
I remember an old incidence when I was staying in a hostel. On my day one, when I moved into my room, it was occupied by only one person in a 3-seater room. His stuff was lying all over the room. When I started claiming my space, he became pretty uncomfortable. For once he thoughtContinue reading “Let’s Learn to Co-exist!!”
Are we ready for the price??
There’s a very famous quote “Everyone wants to go to heaven, but nobody wants to die”. The underlying meaning of this quote is, we all want benefits, but we are not really prepared to pay the price. Price doesn’t necessarily mean the monetary compensation. It basically means your part to be played toContinue reading “Are we ready for the price??”
BREXIT : How Does it impact my Investments ?
Sunil : Hey Aakash, did you hear the news about BREXIT ? Aakash : What is BREXIT, Bro ? Sunil : ‘Brexit’ stands for Britain Exit wherein the British voters chose to withdraw from the European Union (EU) in a historic poll on June 23, 2016. Aakash : Ok. So how does it matter toContinue reading “BREXIT : How Does it impact my Investments ?”
Roller coaster or an aircraft?
In A Roller Coaster, the starting point and ending point is the same. In Aircraft, your starting point is a different city / country than your destination at end of the journey. In A Roller Coaster, your purpose is to have fun in the ups and downs. You don’t aim to reach anywhereContinue reading “Roller coaster or an aircraft?”
5 Reasons why you drain your finances when you hit 60s
“One should never get old!!” said Mr. Khanna in a disappointed voice. “Everything finishes by the time you reach 60. Its better if people have shorter lives.” “Why are you saying like that Mr. Khanna?” asked Mr. Desai. “When you reach 60s, you can retire from work and enjoy life. Yes, if you have developed someContinue reading “5 Reasons why you drain your finances when you hit 60s”
6 Infuriating Tax Queries Answered
We are all usually surrounded by lot of questions related to investments, taxation, finance etc. In this article, we have handpicked 6 questions which are important and applicable to most of us. 1. How are tax rebates calculated for payment and prepayment of a home loan? Those who have availed a home loan usually haveContinue reading “6 Infuriating Tax Queries Answered”
The Little-known Secret of How Metros buy Insurance
Insurance sales start surging in January of every year and peaks in March. So, are more accidents happening during this period? More people getting hospitalized? Or, a sudden realization in the new year that one needs life cover? It’s Option D – none of the above. The reason is painfully simple – tax saving! So,Continue reading “The Little-known Secret of How Metros buy Insurance”