Adding a Silver Lining…

We all want a Diversified Portfolio.

But how do we add a silver lining to our portfolio ?

This article explains beautifully..

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Why Ratings and Rankings Won’t Work in Most Cases?

Rahul : We are facing a “Problem of Plenty” these days. Thank God, we have ratings and rankings to our rescue.   Niraj : Sorry I didn’t understand clearly. Can you please explain ?   Rahul : Most of us search for the stuff we are looking for, on internet. The moment you try toContinue reading “Why Ratings and Rankings Won’t Work in Most Cases?”

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Time Time Ki Baat Hai – Part 4

Harish : I don’t know where is my life going these days !! I am just running around all the time. Not getting time for myself or family.   Niraj : Ohh…that’s something serious. Take a deep breath and tell me what happened ?   Harish : I get up in the morning , goContinue reading “Time Time Ki Baat Hai – Part 4”

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5 Reasons why you drain your finances when you hit 60s

“One should never get old!!” said Mr. Khanna in a disappointed voice. “Everything finishes by the time you reach 60. Its better if people have shorter lives.” “Why are you saying like that Mr. Khanna?” asked Mr. Desai. “When you reach 60s, you can retire from work and enjoy life. Yes, if you have developed someContinue reading “5 Reasons why you drain your finances when you hit 60s”

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Then Why do we Earn So Much ??

“This is the limit Mom, I can’t take this anymore” said Shikha, a 31 year old lady to her mother, Arundhati. Earlier, Shikha was working with a private sector bank, after which she gave birth to a beautiful daughter. Shikha had quit her job to be able to take care of the child. Now herContinue reading “Then Why do we Earn So Much ??”

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A Stitch in Time….

“Hi Niraj, How are you doing today.” Said Mr. Shrikant Desai, a 45 year old businessman to his nephew Niraj, a 29 year old IT Professional. “Hey Uncle, Good to see you”, Said Niraj. “We are meeting after a pretty long time”. “Well, honestly speaking, I have specifically come to seek your help.” Said uncleContinue reading “A Stitch in Time….”

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5 Mistakes to Avoid while making investments !!

“Oh My God !! All these years I did too many mistakes while making investments which I am realising when I compiling my IT return.” Said Prithviraj, a 33 year old IT professional to his friend Niraj. “What Mistakes you made Prithvi?” asked Niraj. 1. Investment in a ULIP “First mistake I did was investmentContinue reading “5 Mistakes to Avoid while making investments !!”

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Time- Time ki Baat hai : Part – I

“I have seen the world Son!! Not for nothing I have these gray hair” said Mr. Anand Desai, 56 Years old businessman to his son Niraj Desai, 28 years old professional working with a leading IT company. “No Dad, I am also a post-grad in technology. Not a kid anymore.” Well the discussion started with,Continue reading “Time- Time ki Baat hai : Part – I”

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